How much of your portfolio belongs in precious metals, given age, income, and debasement outlook.
Recommended Precious-Metals Allocation
0%
Dollar Amount
$0
Gold (70%)
$0
Silver (30%)
$0
The literature (Erb & Harvey 2013, Gorton 2020) places optimal precious-metals allocation in the 5 to 15 percent range. This worksheet anchors at 10 percent, shaded up for inflation concern and age, shaded down for conservative posture. The gold-silver split defaults to 70/30, weighted toward gold's monetary-hedge characteristics.